We know it’s tempting to skip these Terms of Service, but it’s important to establish what you can expect from us as you use Vconomics services, and what we expect from you. Vconomics services are provided by Finatech Limited Liability Company.

By accessing, browsing, or using any of the content or images of this website, you (the user) acknowledge that you have read, understood and agree to the compliance provisions of these terms. Please do not use this website if you do not agree to these terms.

Please do not download, install, use the application if you are not satisfied with any of our conditions of use (current version as well as future upgraded versions) or uninstall the application out of your mobile device.

1. Update

In order to improve services and optimize user experience, Vconomics tools and features will be regularly updated and changed. Continued use of the application as we modify these agreements constitutes your acceptance of the new terms of use.

2. Introduction

Vconomics is a virtual environment that simulates Vietnam's digital economy in a narrow scope for users to interact and visualize the future digital economy. This ecosystem includes investment, borrowing, lending and digital asset trading services based on decentralized infrastructure, unattended (Decentralized Finance). This is the place where everyone on the network and Smart Contracts determine everything, allowing users to take advantage of modern conveniences in the decentralized digital market.

The application is built on the blockchain platform with full of the most advanced and modern features, ensuring a great experience for users throughout Vietnam. Vconomics "universe" is formed based on factors such as security, safety, transparency and speed. The "planets" revolving around this digital world include:

• Vfactory: NFT Manufacturing Factory
• Vex: NFT Exchange
• Vuniverse: Vconomics’ Commemorative Universe
• Vlending: P2P lending Bank
• Vpool: Vconomics Savings Fund
• Vscore: Credit Scoring

(*) Besides, Vconomics also integrates credit scoring feature through Vscore. This is regarded as the "key" to assisting users in MICS buying and selling operations while also connecting different financial demands among borrowers, lenders, and bank employees.

3. Application Ownership

This application is developed and owned by FINATECH LLC, all intellectual property rights related to the application (including but unlimited to source code, images, data, information, content, software contained in the application; modifications, additions, updates of the application) and related manuals (if any) will be owned solely FINATECH LLC. Any form of distribution, reproduction, copying of application content or other forms is considered an infringement of the rights of the owner without the consent and written permission of FINATECH LLC.

4. Account

In order to use the application, you must create an account as required to be able to access this app. You are responsible for all behavior performed on your account and for all decisions made in connection with your use of the system. By registering as a user, you ensure the following requirements:

• You commit that the use of your account must comply with the regulations of FINATECH LLC, and the information you provide is true, accurate and complete with the current time required.
• You have the right to register, login and experience the application through Facebook and at the same time agree to allow the Vconomics application to access and obtain relevant information about your full name, profile avatar and your UID of personal Facebook page during using service. The registration by connecting Facebook is not compulsory. You are able to disconnect Vconomics application anytime without interruption by referring to guildeline here.
• You may not provide anyone access to your account while it is in use, including transferring your account or information from your account to other.
• For Vconomics to fulfill the newest financial needs and enable you fully experience the digital economy, your information must be updated regularly.
• If you suspect any unauthorized access or use of your account, you must notify Vconomics immediately.

All your rights and obligations will be based on the account information you have registered, so if there is any false information we will not be responsible in case that information affects or limits to your rights.

5. Information Security Commitment

We use secure https and encryption methods to transmit and store your personal data and communications. We are committed to keeping all information that you provide or we collect from you confidential and will not disclose it to any third parties (unrelated individuals or entities) unless requested by us. competent state agency.

6. User’s Rights and Obligations

We collect device and connection-specific information when you install, access, or use our services included in your website browser, IP address, time zone, browser type, service provider, Internet service provider and some cookies are downloaded to your device.

We will also collect information from you when you log into your account or conduct a survey on the app, such as your name, residence address, email address, and phone number.

When you connect with a Vconomics partner, you gain access to offers, products, and services from the affiliate who is incorporated into the application's platform. You consent to Vconomics sharing your information, whether you interact with an affiliate, sign up for a service, or synchronize your account with a partner's product or service, by choosing to interact with an affiliate, sign up for a service, or synchronize your account with a partner's product or service.

Some of our features allow you to connect to social media accounts or share information on social media platforms, such as Facebook and Instagram. Any information you choose to share on social media may be visible to a global audience and will be subject to the privacy policy of the respective social media provider (not subject to the terms of use of Vconomics).

7. Archived User License

We are committed not to collect any fees from users for the basic services we are providing.

For partners who are financial companies/institutions, credit officers of banks or those wishing to find potential customers in the economic field, the usage fee will be listed upon transaction.

8. Advertising and Commercial Content Provided by Vconomics

When using the application, you agree that we have the right to use your non-identifying information to provide advertising content to the right audience and needs.

9. Contact us

You can contact us at if you have any concerns, need answers, or want to complain about the service or experience you had while using the app.

Email: [email protected]

Address: New Horizon Building, Ground Floor, 3 1/2 Miles Philip S.W. Goldson Highway Belize City, Belize.